Are floor coverings required for a C of O?

[Bryan]

Good afternoon,

I am working with a local lender on a construction loan project for a residence. The question is what, if any, floor covering are required for a C of O? I can imagine one might be required in the kitchen and bath area due to moisture and other possible contamination concerns. I have a call into our local building department; however, they are closed for the weekend.

Thank you

Bryan

[Scottpat]

Good afternoon,

I am working with a local lender on a construction loan project for a residence. The question is what, if any, floor covering are required for a C of O? I can imagine one might be required in the kitchen and bath area due to moisture and other possible contamination concerns. I have a call into our local building department; however, they are closed for the weekend.

Thank you

Bryan

I would say it depends on the AHJ.

HUD requires floor covering for a home to meet FHA underwriting requirements. Floor coverings can be vinyl, painted concrete, tile, sealed brick pavers, carpet, and finished wood flooring. Bare plywood or OSB will not fly.

[Bryan]

Scott,

Do you know if Painted plywood is allowed?

Bryan

[Chad Fabry]

Do you know if Painted plywood is allowed?

Sure, why not?

[gtblum]

And why not jazz it up a little?

http://www.thisoldhouse.com/toh/video/0 ... 75,00.html

[Scottpat]

Scott,

Do you know if Painted plywood is allowed?

Bryan

I belive it is OK. Heck to properly paint a plywood floor you would come close to spending the same amount installing cheap carpet or resilient flooring.

[Tom Raymond]

I have been in several homes where the floor cover in much of the house was varnished luan underlayment. My own kitchen floor has been luan for so long it's been painted twice.

Prep and paint will take some effort, but I'm guessing that this is more about running out of coin than time and effort. Paint is cheap.

Tom

[Jim Baird]

No