Affidavit of Fixture???

[DonTx]

What the heck is an Affidavit of Fixture?

Mortgage company wants us to inspect a mobile home to see if it's strapped down and give them an Affidavit of Fixture statment.

Anyone know what this is?

Donald

[hausdok]

An affadavit certifying that the mobile home has been securely anchored in accordance with HUD guidelines for mobile homes?

That's a guess. Go to TIJ's File Library and you should be able to find the HUD guidelines for mobile homes.

ONE TEAM - ONE FIGHT!!!

Mike

[DonTx]

I've checked several of the HUD guides out online and still haven't found a mention of them, but I think you're on the right track. It must be some kind of form I think.

Donald

[Norm]

In Florida mobile homes come under the jurisdiction of the Dept. of Transportation.

NORM SAGE

[Scottpat]

I think that it is called an Affidavit of Affixture. This has to do with it being considered "Real Property". They want to know if it is attached to a sewer, the wheels have been removed, etc. They want to make sure that it is now a permanent fixture and can't be pulled away in a few minutes to an new address. Check with the lender for the proper form. Not a big deal, I did one a few years ago. I charged for my time, it took less than thirty minutes to look and the house and fill out the form.

[DonTx]

Scott, actually the lender has no clue either. So far from what I researched it's a legal document stating what you explained.

I also think you're correct about the "afixture".

Donald

[Scottpat]

Originally posted by Donald Lawson

Scott, actually the lender has no clue either. So far from what I researched it's a legal document stating what you explained.

I also think you're correct about the "afixture".

Donald

If the lender has no idea then I would say that they (the lender) needs to do some research and get you the needed form or they are SOL![:-banghead]

[hausdok]

Hi,

I did a google search on "affadavit of fixture" and got one hit - a mobile home real estate ad from Arizona. I did one on "Affadavit of afixture" and got over 900 hits and lots of docs pertaining to lender guidelines requiring such an affadavit when lending against a new manufactured home. Go over to google and poke around. I'm sure if you take a little time you'll find what you're looking for. It would probably be simpler to just call the lending institution and ask them to fax you a copy of an affadavit from a previous transaction with the personal information blacked out. Why not call your own lender and talk to your loan officer about it?

OT - OF!!!

M.