randynavarro Posted April 11, 2009 Report Share Posted April 11, 2009 Does anyone have a good policy that covers tools and equipment in your vehicle? My auto policy doesn't cover as I don't have commercial coverage. E & O carrier doesn't cover 'cuz, . . . .well, they just do E & O. Link to comment Share on other sites More sharing options...
Jeremy Posted April 11, 2009 Report Share Posted April 11, 2009 Smith & Wesson 915 Link to comment Share on other sites More sharing options...
Richard Moore Posted April 11, 2009 Report Share Posted April 11, 2009 OREP has GL that supposedly covers stolen tools etc. It says it starts at $150, but I don't know what the actual figure would be. I believe you can get it even if you have E&O elsewhere. see.. http://www.orep.org/gl-flyer.pdf Link to comment Share on other sites More sharing options...
Tom Raymond Posted April 12, 2009 Report Share Posted April 12, 2009 My GL includes $1000 in tool coverage, check yours before you buy another one. Tom Link to comment Share on other sites More sharing options...
Mark P Posted April 12, 2009 Report Share Posted April 12, 2009 My GL includes $1000 in tool coverage, check yours before you buy another one. Tom Mine too, but with a $500 deductable. So really not very good. Link to comment Share on other sites More sharing options...
Tom Raymond Posted April 13, 2009 Report Share Posted April 13, 2009 I'll have to check my deductable, I just got a renewal amendment and adjustment letter that includes lots of changes so I don't know my deductables off hand. I have had my tools stolen twice and an employee's tools once so I understand the desire for coverage, but depending on what you carry it my be cheaper to just eat the difference. New tools are an operating expense anyhow. Tom Link to comment Share on other sites More sharing options...
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