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By Mickey Meece

Hoss Boyd, owner of an electrical contracting and solar energy installation company in Texas, was on the road at 3:30 a.m. the other day on business — but not the usual kind. He was looking for the $48,000 that a contractor owed him so he could make payroll.

The check, it turned out, had been sent overnight. Even though his trip was for naught, he was relieved, he said. “That gave us some breathing room.â€

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