Insurance E and O, general liability, or both?

[RCHI1434]

Hi everyone been hitting some of the major forums asking what kind of insurance does everyone uses. Errors and omissions only, general liability only, or both. Should be some good responses thanks as I am switch providers soon.

[kurt]

E&O w/ a GL rider. So, both.

[Tom Raymond]

What is your state licensing requirement?

NY says $500k GL. I carry $1mil so I get 500 per occurrence.

[kurt]

Me? I don't even know. I don't care. If it ever comes up and the State sanctions me, I'll just retire. I'm ready anyway.

[Tom Raymond]

I know you don't give a shit, that was directed at the new guy.

[Charlie R]

I carry both E&O and GL, 1 mil is what contractors ask for to do pre-drywall here.