sunvalley

have printed pictures on regular paper from engineer but no disc and don't know how to add to this page, have been fighting with ins co since 12/10 it took several months to get roofer out

can anyone advise me on whether or not i should pursue my insurance company to replace my roof. i have a premium policy with 120% replacement. we had a hail storm 10/10 in phoenix, az. as a result we had damage to our roof ( 3 types: walk deck, foam and largest area tile). i've had several reputable roofers say my roof is now polka dotted and this will decrease the value of the home if i try to sell. the ins co wanted to paint the roof and offered a settlement which i refused because our home owners assoc wouldn't allow. to me this was admitting damage which they now deny any damage. they have sent a structural engineer who says it is just oxidation and will eventually go away with a few rains. we've had 5 rains and no better. he also said they wipe off. we test washed area and the finish comes off. he feels we should hire someone to hand wipe every tile. should the ins co cover this type of damage/

sorry i didn't explain. pebble deck is small pebbles held together by an epoxy. it is then layered on top of the cement slab. it is these small pebbles that were knocked out by the golf ball and larger hail. js

insurance adjuster wants me to have contractors prove damage to surface is from hail storm. he claims that it is not, because small unprotected area not damaged. i replied why does one window get broken when the ones next to it don't. any advise. hail came in on angle and bounced ricouceting off stones leaving gouges in surface.