Michael Napadow used to call folks and discuss their needs. Then he hung up the phone and took their money. Don't know who Mike Napadow is? Search this site for "napadow." There's nothing wrong with being cautious; it beats being scammed. ONE TEAM - ONE FIGHT!!! Mike Sorry, I try to look for the best in people but when I get called on my phone, answer and immediately told "please hold" then a recording tells me I just won blah blah press certain buttons on my phone, I start debating fact or fiction. There's just so many people who want something for nothing now days, they will steal and scam to get it. Matt